Digital Banking
We have optimized it for ALL of your devices! Our system offers safe, convenient access to your SWISS WESTERN accounts and many features designed to enhance your banking experience.
Through our online banking, you can:
- Deposit Checks Using a Mobile Device
- Transfer Funds Between Accounts
- Set up Recurring Transactions
- View Statements
- Pay Your Bills Quickly & Easily with Free Online Bill Pay Service
- Send and Receive Secure Messages
- Re-order checks
- Set up Account Al
- Key Services
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Debit Mastercard
We support all payment cards.
The introduction of chip cards, which are the current industry standard and add a new layer of security, would better protect consumers from fraud and theft. Your chip card is equipped with technology that increases the security of every transaction by generating a special dynamic code that is nearly impossible to forge.
MasterCard Global Service™
Addresses any of your questions about Mastercard emergencies. 24 hours a day, 7 days a week.
Zero Liability Protection
Protects you against unauthorized purchases on your card should your card be lost or stolen.
GREAT SHOPPING BENEFITS
Extended Warranty
Doubles the time period and duplicates the coverage of the original manufacturer’s or US store brand warranty for a maximum of one year.
Satisfaction Guaranteed
Provides up to $250 per product if you become dissatisfied with the product within 60 days of purchase and the merchant will not accept a return.
e-Statements
Stop the Paper & Avoid the Fee!
Signing up for e-statements has never been easier.
See the video for quick and
Easy instructions on how to sign up.
The $3 Paper Statement Fee is accessed per paper statement printed and mailed.
The fee is waived for any statement containing a Senior Checking or
Minor Savings Account. CDs and IRA Statements are provided for free
annually on 12/31. Please check with your local branch about combining
accounts into a single statement.
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- OTP-Message
Overdraft Protection
Overdraft from Deposit Account
Uses: Deposit Account (Savings/Money Market/Checking) attached to the customer’s Checking account
Maximum Limit: Available Balance of account
Fees: $10 per transfer
Benefits: Avoid the inconvenience and expense of overdraft fees or returned checks
Overdraft Line of Credit
Uses: An unsecured line attached to the customer’s Financial Swiss checking account.
Maximum Limit: $1,000
Fees:
No annual fee
$10 per transaction fee to cover overdraft from Personal Checking account
Benefits:
Avoid the inconvenience and expense of overdraft fees or returned checks.
No collateral required
Overdraft lines of credit are available from $500 to $1000.
For more information about Overdraft Protection, contact or visit a branch near you!
- Apple
- Android
Home Equity Lines of Credit (HELOC)
You can access the value in your house with a house value line of credit (HELOC) from Financial Swiss Bank to pay for a variety of costs, such as debt consolidation, major purchases, and home upgrades. Learn about the World of Possibilities.
A HELOC can be used for a number of things, including home upgrades, debt relief, and unplanned crises. Due to its adaptability, a HELOC is a practical choice for homeowners with various financial requirements.
Pay for repairs, renovations, and more
Finance big purchases with ease
Consolidate your debt and save
Increase your monthly cash flow
Benefits:
Competitive interest rates
Minimum payments accrued interest only
Low annual fee
Checks for easy access to funds
APPLY NOW
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Mortgage
Purchases
For customers who want the long-term security of a fixed rate and payments.
Loan to Value Maximums: Up to 100% with Private Mortgage Insurance
Terms: 10/15/20/25/30 years
Types: Conventional, FHA, VA, USDA
Benefits:
- Peace of mind. A fixed rate offers the security of being able to budget your monthly payment for the life of the loan.
- Conforming loans & jumbo loans are also available.
APPLY NOW
Refinance
For customers considering refinancing their home mortgage.
Benefits:
- Reducing interest rates
- Lowering monthly payments
- Take advantage of the equity in your house for home improvements or other needs
APPLY NOW
- Our Services
Consumer
Obtain your objectives with a loan from Financial Swiss. We can assist you whether you want to remodel your bathroom, go on a much-needed holiday, or purchase a vehicle. We can assist you in obtaining the funds required to satisfy your needs, including vehicle loans, personal credit lines, and home equity loans.
Auto/RV Loan
Uses: For current-year vehicles or pre-owned vehicles.
Benefits:
- Get Pre-approved so you can negotiate as a cash buyer
- Competitive interest rates
- Never a pre-payment penalty
Fees:
- $125 Loan Fee
- Department of Licensing Fees (if applicable)
Personal Lines of Credit
Uses: Unsecured line
Benefits:
- Fast and easy access to funds
- Competitive interest rates
- Consolidate credit cards/loans at a lower interest rate
- Convenient
- No collateral required
- Maximum Limit: $25,000
Fees:
- Variable interest rate tied to prime
- $125 Loan Fee
- No fee on approved withdrawals
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Student Loan
Mortgage
Business Loan
Investment Banking
Personal Banking
Business Banking
Commercial Banking
Business loans just cannot be put into a box. At Financial Swiss, we customize our financing options to match the particular requirements of each of our clients. Please get in touch with our Commercial Loan Department or your nearby branch if you’re interested in a business loan.
Working Capital Loans
Bring your business strategy to us, and we’ll show you how we can assist the expansion of your firm, whether it involves adding physical locations, implementing new technology, or serving new markets.
Equipment Financing
By financing that new computer system, company vehicle, medical equipment, or leasehold upgrades, we’ll help you maintain cash flow.
Commercial Real Estate Loans
We are industry leaders in the nearby commercial real estate sector. We will present a manageable monthly payment schedule that is cash-flow friendly after considering all aspects of your financial situation.
Homeowner Association Loans
Understanding homeowners’ associations’ demands is something we take seriously. Our highly skilled team offers a broad range of lending options and deposit packages with aggressive rates because we are aware that every HOA has different goals and a variety of projects and budgets.
- Small Business Loan
Small Business Loans
The loan options that Financial Swiss Community Bank offers to the organizations and areas we serve are something we are proud of. The following lending options are available to small companies and their owners from us:
Building and Development Banking
Financial Swiss offers financing with reasonable rates and terms for pre-sold homes, speculative homes, land acquisition, and lot development, whether you’re building a custom home or a small subdivision. Our team of lenders has over 90 years of experience serving Southwest Washington and the Portland metro area, giving them the expertise to advise
We provide the following:
- Construction loans for pre-sold and speculative single-family residences, duplexes, and townhomes
- Land acquisition financing for future lot development
- Land development financing for lot development
- Revolving Lines of Credit for pre-sold and speculative homes
- Our News
S&P 500 falls to start the week, pressured by rising oil prices
The Dow Jones Industrial Average lost 110 points, or 0.3%. The S&P 500 dipped about 0.3%, while the Nasdaq Composite hovered near the flatline. Oil
Swiss Market Ends Notably Lower
The Switzerland stock market ended notably lower on Tuesday after languishing in negative territory right through the day’s session. Rising concerns about global economic slowdown
Post-COVID-19Market
First-half U.S. gross domestic product was a hair over 2%. Inflation expectations are nearly back to 2%. Job growth over the last year? You guessed